At AlphaSure Affordable Insurance Services, serving the greater San Antonio, TX area, one of the questions that we are often asked is whether a family member who moves in, such as a mother-in-law, is covered by a home insurance policy if they live with you. We want to help our clients make the right decisions when it comes to insurance products, and getting answers to the questions you have can help you do that. Keep reading to find out the answer to this question.
Are My Mother-In-Laws Possessions Covered Under Our Home Insurance Policy If She Lives With Us?
In most cases, a home insurance policy extends to your family members who are living with you, as long as they have a blood relation to you or your spouse or partner. This means that if either of your parents moves in with you, if any of your children move in, or if one of your siblings moves in, your home insurance policy will cover them and their belongings while they are living in your home.
However, if you have someone who you deem to be family, but that is not technically related to you, your home insurance policy will not cover them. There needs to be a blood or family connection.
If your mother-in-law, or any other family member that is related to you, your spouse, or your partner by blood, moves in with you, your home insurance will likely extend to them and cover their belongings. However, it is strongly recommended that you talk to an insurance agent and ensure this is the case with your specific policy.
Contact Us Today
If you are in the market for a new home insurance policy, the team at AlphaSure Affordable Insurance Services, serving the greater San Antonio, TX area, would love to help you. Call us today to get started.