Category: Umbrella Insurance

You may have homeowners or auto insurance, but it might not cover everything if you ever get into an accident. Umbrella insurance is an added liability insurance that supplies additional homeowners and auto insurance policy coverage. If you want to learn more about why you should get extra umbrella insurance protection in San Antonio, TX, contact your local agent at AlphaSure Affordable Insurance Services today.

Umbrella Insurance 

Umbrella insurance provides "surplus liability insurance" beyond the liability insurance already in your policies. It provides additional coverage for bodily harm and property damage to others. It also provides coverage not in your standard policy, such as:

• Legal costs in cases related to property damage or bodily injury, etc.
• Lawsuits about defamation or invasion of privacy
• Incidents that have occurred outside the country
• False arrest
• Malevolent prosecution
• Unlawful removal or entry
• Invasion of privacy

You must have a standard policy to add umbrella insurance to your policy. Your umbrella policy will kick in after the initial policy has been exhausted.

Why It’s Important

If you have a lot of assets, it is important for you to add umbrella insurance to your policy. This insurance will cover you on expensive occasions where medical bills or repairs exceed what is covered in your base plan. This just-in-case plan can cover you so that you don’t lose your assets to pay for a lawsuit or something else. 

Call An Agent Today

If you want to know more about adding umbrella insurance to your existing policy, contact a local San Antonio, TX agent today. We at AlphaSure Affordable Insurance Services can help you find the best options for your home, auto, and more.

Umbrella insurance is a form of liability protection designed to provide coverage that exceeds a policy already in place. Anyone considering purchasing umbrella insurance can consult with AlphaSure Affordable Insurance Services experts serving San Antonio, TX and the surrounding areas.

Umbrella Insurance Protection 

Umbrella insurance is liability coverage that exceeds the value of the home or other insurance in place. This type of protection is beneficial for situations that may put the homeowner at risk for liability beyond coverage limits.

To determine if you need umbrella insurance protection, you can consult with our team of expert insurance agents. They are highly trained and can provide insight and recommendations for customers wanting a higher protection level. Each agent will carefully assess the situation and determine which policy options best suit current and future needs.

Once a policy is selected, the agent can help with documentation and information submission to obtain the umbrella insurance policy. Additionally, they can assist with any changes during the policy’s lifetime and potential claims. We believe in providing complete customer service before, during, and after the policy purchase. Be sure to get the liability protection necessary to avoid losses from covered risks.

Find Out More 

Anyone living in or around the San Antonio, TX area can reach out to find out more information about umbrella insurance from our experts at AlphaSure Affordable Insurance Services. Call or stop by our office today to schedule a consultation with one of our insurance agents. We are happy to provide answers to questions or begin the process of shopping for umbrella insurance or any other insurance products that meet our customers’ needs. Get started today to get ideal protection.

Umbrella insurance is a type of insurance that can provide extra coverage in the event that your regular insurance policy doesn’t cover damages or losses. This can be a great option for business owners and those who have valuable assets that they want to protect. AlphaSure Affordable Insurance Services in San Antonio, TX is here to offer guidance on this important insurance coverage.

The question is, does umbrella insurance cover rental property? Here we explore whether or not umbrella insurance policies offer protection for rental properties.

Does Umbrella Insurance Cover Rental Property?

Umbrella insurance policies can offer protection for a variety of different things. That said, whether or not they cover rental properties can depend on the specific policy. Some umbrella insurance policies will only cover damages that occur to the property itself. Others may also cover liability in the event that someone is injured on the property. It’s important to read the fine print of your policy to see what is and isn’t covered.

What Does Umbrella Insurance Cover in Rental Property?

Umbrella insurance is there to protect you in case of a lawsuit. It can cover things like rental property damage, personal injury, and even some legal fees. So if someone slips and falls on your property, or if there’s a fire that damages your rental unit, your umbrella policy could help cover the costs.

Additionally, umbrella insurance can sometimes cover things that your regular homeowners’ or renters’ insurance doesn’t. For example, if you have a trampoline on your property and someone gets injured, your umbrella policy might help cover the medical bills.

Of course, every policy is different, so it’s important to talk to a professional company such as AlphaSure Affordable Insurance Services to find out what exactly your policy covers.

Contact Us Today

So, does umbrella insurance cover rental property? The answer is yes, but there are some caveats. Make sure you speak to your insurance agent about your specific situation to be sure. AlphaSure Affordable Insurance Services in San Antonio, TX is here to help. Give us a call today.