Renters insurance can be a wise way to protect your belongings while you’re a renter. Your renters’ insurance policy provides protection from many different situations and circumstances. However, it can be difficult to know what’s covered and what’s not. The AlphaSure Affordable Insurance Services is happy to educate San Antonio, TX residents on the benefits of renters’ insurance as well as what’s covered.
What’s Renters Insurance?
As a renter, tenant/renters insurance provides protection against vandalism, fires, damage from burst pipes and sewer backups, liability, loss, damage, and more. While you’re renting a home, townhome, duplex, apartment, or condo, your personal items are protected. This is similar to the type of coverage provided by homeowners insurance for homeowners.
Will Renters Insurance Cover my Water Damaged Laptop?
Your renters’ insurance will pay for your water-damaged laptop if a pipe burst and your laptop sustain water damage, but it won’t be covered if you spill your soup on it. If a covered circumstance occurs and damages your laptop, your renters’ insurance will pay for its repair or replacement. Conversely, renters insurance will not pay for the repair of your laptop if it’s damaged due to negligence, or by an accident that you caused.
Also, your laptop will not be repaired or replaced if it stops working or malfunctions on its own, or is lost or misplaced. We know it can be difficult to know what’s covered and what circumstances must be present for a personal belonging to be repaired or replaced.
Contact Us Today
Give us a call if you have questions about renters insurance. Our team of insurance experts at AlphaSure Affordable Insurance Services in San Antonio, TX will be happy to answer all of your questions.
