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201 W Del Mar Blvd, Suite 20
Laredo, TX 78041

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7550 W Interstate 10 Suite 800-815
San Antonio, TX 78229

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AlphaSure Affordable Insurance Svcs Blog

Underrated Auto Insurance Facts

AlphaSure Affordable Insurance Services LLC serves the San Antonio, TX community and the surrounding areas. Providing excellent customer service is important to us. We offer our clients various types of coverage. We want to help you obtain coverage that is reliable during tough times.

Underrated Auto Insurance Facts

Auto insurance protects you as your travel around San Antonio, TX and beyond. You are covered if you are involved in a serious accident. Liability coverage protects you if you are held liable for the damages and potential injuries. Comprehensive coverage protects your vehicle in unique ways. Perhaps a severe storm is heading into the area. If a tree snaps and damages your car, comprehensive auto insurance will cover you. The policy also covers you if your vehicle is stolen or vandalized. While looking over your policy, don’t neglect these underrated facts.

We suggest that you amend your auto insurance policy over time. As variables in your life change, such as your age, marital status, and credit history, they may impact your auto insurance policy. Amending your auto insurance policy can help things run smoothly if your life changes in the future.

Emergency roadside assistance is recommended because you never know when an issue may occur. Perhaps you are driving, and your tire blows out. If you have emergency assistance, you will receive urgent towing service. Perhaps your engine is having mechanical issues. Emergency roadside assistance will prevent you from being stranded, which is a potentially serious situation. Inquire about uninsured motorist coverage, which covers you if you are a victim of a hit-and-run collision.

AlphaSure Affordable Insurance Services Will Help You Protect Your Assets

Contact us today to learn more information about auto insurance.

Do You Need Builder’s Risk Insurance?

Builder's Risk Insurance San Antonio

Home Flippers May Need a Builder’s Risk Insurance Policy

A homeowner’s insurance policy is intended for homeowners who will occupy the dwelling. In essence, you must occupy the dwelling within 30 days of purchase. Yet it is not uncommon for remodeling to be completed prior to the move in date. However, home insurance coverages will void when the home remains vacant for greater than 30 days. Coverages are voided after 30 days due to the vacancy clause. Thus, this exclusion may make it necessary to consider buying a builder’s risk insurance policy.

Vacant Dwelling Endorsement or a Builder’s Risk Insurance Policy?

Some homeowners’ insurance policies allow adding a vacancy clause endorsement. Thus, adding this endorsement removes the vacancy clause. However, when there is too much remodeling needed, then the homeowner’s policy may be ineligible. As a result, a builder’s risk insurance policy is in order. Moreover, a builder’s risk insurance policy can cover the value of the existing structure plus the value remodeling. Additionally, consider adding theft coverage to your policy. In addition, be sure to talk to your agent about adequate personal property limits and theft coverage.

Call a local agent who can help with your insurance needs

In San Antonio, TX
AlphaSure Affordable Insurance Svcs
16500 San Pedro Ave Suite 296
San Antonio, TX 78232
Office (210) 888-1750
Fax (210) 564-9097

For directions to our San Antonio office, click on our Google listing

In Laredo, TX

AlphaSure Affordable Insurance Svcs
201 W Del Mar Blvd Ste 20
Laredo, TX 78041
Office (956) 729-9500
Fax (956) 729-9550

For directions to our Laredo office, click on our Google Listing

About AlphaSure Affordable Insurance Svcs | 201 W Del Mar Blvd, Suite 20, Laredo, TX (alpha-insure.com)