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AlphaSure Affordable Insurance Svcs Blog

Why Everyone Needs Flood Insurance

Choosing to protect your home with flood insurance is no longer just an option but a critical requirement for homeowners. If you have not considered it, now is the perfect time to safeguard your home from flood damage. For further information about flood insurance, contact us at AlphaSure Affordable Insurance Services in San Antonio, TX.

Differentiating Home and Flood Insurance

One of the key reasons why flood insurance is required is that your standard homeowner’s insurance policy does not cover flood damage. If a flood damages your home and you do not have flood insurance, you alone are accountable for all resulting costs. Given that floods can cause extensive and costly damage, even to the point of total destruction, maintaining both a standard home policy and flood insurance is the best way to ensure comprehensive protection and peace of mind.

The Role of the National Flood Insurance Program

By backing flood insurance, the National Flood Insurance Program ensures adequate coverage, even in widespread severe flooding. This government-backed program eliminates concerns about securing insurance and its availability post-flood. The program even allows for rebuilding a home if a flood destroys it. Given that floods can occur almost anywhere, whether you’re in a designated flood zone or not, it is prudent not to forego this coverage.

Stay Prepared with Flood Insurance

Don’t leave your financial security to chance. Secure flood insurance to protect your financial assets. To start the process, call us at AlphaSure Affordable Insurance Services in San Antonio, TX.