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201 W Del Mar Blvd, Suite 20
Laredo, TX 78041

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7550 W Interstate 10 Suite 800-815
San Antonio, TX 78229

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AlphaSure Affordable Insurance Svcs Blog

Mortgage Payment & Home Insurance Laredo TX

Home Insurance Laredo TX
Home insurance Laredo TX

Have you noticed your mortgage payment go up? Most mortgages are escrowed. Moreover, if the mortgage is a fixed rate interest with no balloon option, then it could be that it is probably due to an increase in your escrows. Additionally, if property taxes didn’t change from one year to another, then it is possible that the increase is due to the cost of home insurance Laredo TX.

Escrows include home insurance Laredo TX

Escrows are part of the mortgage payment. In addition to taxes, hazard insurance is also part of the escrows. Hazard insurance is also called home insurance Laredo TX. If your mortgage payment went up and you have a fixed rate mortgage it could be that your property taxes or home insurance Laredo TX went up. There are few things that you can do to help bring down the cost of home insurance. Yet the most important thing you can do is get insurance quotes from an independent insurance agent.

What are some things covered by home insurance?

Hazard insurance is otherwise known as home insurance. Home insurance covers losses due to certain perils. For example, fire and lightening are covered by home insurance. For example, if you leave the stove on and causes a fire in the kitchen, home insurance will cover the losses. Additionally, most but not all policies will cover damages caused by wind or hail. Moreover, most home insurance policies include personal liability coverage. This coverage is there in case you are found negligent to causing someone’s bodily injury or property damage.

Call a local agent who can help with your insurance needs

In San Antonio, TX
AlphaSure Affordable Insurance Svcs
16500 San Pedro Ave Suite 296
San Antonio, TX 78232
Office (210) 888-1750
Fax (210) 564-9097

In Laredo, TX
AlphaSure Affordable Insurance Svcs
201 W Del Mar Blvd Ste 20
Laredo, TX 78041
Office (956) 729-9500
Fax (956) 729-9550

Laredo, TX Home Insurance Agency | AlphaSure Affordable Insurance Svcs (

For more information check out this information from the Travelers Insurance company.

What Does Homeowners Insurance Cover? | Travelers Insurance