There’s nothing more disheartening than realizing there’s so much damage to your pool that you’ll need a new one. However, there are certain situations where home insurance in San Antonio, TX, can help you get a new pool.
Updated Policy
You need an updated policy when you add amenities to your house, such as a pool. The updated policy will include new coverage limits designed to accommodate the new pool. If you haven’t updated your coverage, the company may deny your claim.
Covered Events
Homeowners policies only provide coverage for certain events, or "perils." This can include wind damage, fires, vandalism, and various natural disasters. The list of covered perils depends on the company and whether you’ve purchased additional coverage. An agent at AlphaSure Affordable Insurance Services can help you learn what your policy covers.
Coverage Limits
Every policy has coverage limits, including limits for property damage. If a natural disaster destroys your entire home, pool, and all of your belongings, it’s important to know what your limits are so you can rebuild. A new pool may be more expensive than yours was when you built it. While your insurer may still provide coverage, you may need to prioritize rebuilding your home, and then consider building a pool with the remaining funds.
We understand the importance of maintaining a gorgeous home, and everyone loves their pool. Several factors influence whether insurance will cover a new pool. Contact an experienced agent at AlphaSure Affordable Insurance Services to learn more about coverage options or what your current policy covers. We’re currently serving the San Antonio, TX, area.