{"id":51,"date":"2022-02-01T12:18:56","date_gmt":"2022-02-01T18:18:56","guid":{"rendered":"https:\/\/www.alpha-insure.com\/blog\/?p=51"},"modified":"2022-02-01T12:18:57","modified_gmt":"2022-02-01T18:18:57","slug":"trucking-liability","status":"publish","type":"post","link":"https:\/\/www.alpha-insure.com\/blog\/trucking-liability\/","title":{"rendered":"Trucking Liability"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"334\" src=\"https:\/\/www.alpha-insure.com\/blog\/wp-content\/uploads\/2022\/01\/TRUCKER-INSURANCE-SAN-ANTONIO.jpeg\" alt=\"Trucking liability San Antonio Laredo\" class=\"wp-image-57\" srcset=\"https:\/\/www.alpha-insure.com\/blog\/wp-content\/uploads\/2022\/01\/TRUCKER-INSURANCE-SAN-ANTONIO.jpeg 500w, https:\/\/www.alpha-insure.com\/blog\/wp-content\/uploads\/2022\/01\/TRUCKER-INSURANCE-SAN-ANTONIO-300x200.jpeg 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"personal-auto-vs-trucking-liability\">Personal Auto vs. Trucking Liability<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">What constitutes a private passenger vehicle? A personal auto insurance policy is intended to cover private passenger vehicles.  Additionally, a private passenger vehicle has a gross vehicle weight of 25,000 pounds or less.  Thus, you cannot include a big rig semi-truck onto a personal insurance policy. This is where a commercial auto insurance policy is used.  Moreover, when the vehicle has a gross vehicle weight of 26,000 or more, then truckers or trucking liability is needed. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"trucking-liability-requirements\">Trucking Liability Requirements<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">According to the Texas Department of Public Safety a motor carrier must show proof of public liability insurance.  Moreover, vehicles such as an 18-wheeler requires truckers&#8217; liability. Additionally, truckers&#8217; liability is also known as trucking liability. In addition, according to the Texas Motor Carrier Guide to Highway Safety, Form MCS-90 must be filed for motor carriers.  Download a copy of the Texas Motor Carrier Guide to Highway Safety. <a href=\"https:\/\/www.dps.texas.gov\/Internetforms\/FormDetail.aspx?Id=671&amp;FormNumber=MCS-9.pdf\">Texas Department of Public Safety &#8211; Courtesy, Service, Protection<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"must-provide-proof-of-trucking-liability-insurance\">Must Provide Proof of Trucking Liability Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Motor carriers are inspected regularly.  In addition to other requirements, one thing the official will look for is proof of public liability insurance. Moreover, the inspecting agent may look for the presence of a state filing called Form MCS-90. This is why truckers must be aware of the filing requirements as well as the trucking liability insurance limits. Thus, if a trucker is out of compliance, he may be heavily cited. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"call-a-local-agent-who-can-help-with-your-insurance-needs\">Call a local agent who can help with your insurance needs<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In San Antonio, TX<\/strong><br>AlphaSure Affordable Insurance Svcs<br>16500 San Pedro Ave Suite 296<br>San Antonio, TX 78232<br><strong>Office (210) 888-1750<\/strong><br>Fax (210) 564-9097<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In Laredo, TX<\/strong><br>AlphaSure Affordable Insurance Svcs<br>201 W Del Mar Blvd Ste 20<br>Laredo, TX 78041<br><strong>Office (956) 729-9500<\/strong><br>Fax (956) 729-9550<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">AlphaSure Affordable Insurance Services is licensed in the State of Texas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.alpha-insure.com\/about-us.html\">About AlphaSure Affordable Insurance Svcs | 201 W Del Mar Blvd, Suite 20, Laredo, TX (alpha-insure.com)<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal Auto vs. Trucking Liability What constitutes a private passenger vehicle? A personal auto insurance policy is intended to cover private passenger vehicles. Additionally, a private passenger vehicle has a gross vehicle weight of 25,000 pounds or less. Thus, you cannot include a big rig semi-truck onto a personal insurance policy. This is where a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[29,4,1],"tags":[28,24,26,27],"class_list":["post-51","post","type-post","status-publish","format-standard","hentry","category-commercial-auto-insurance","category-commercial-insurance","category-insurance","tag-cargo-insurance","tag-san-antonio-tx","tag-truckers-insurance","tag-trucking-liability"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/posts\/51","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/comments?post=51"}],"version-history":[{"count":8,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions"}],"predecessor-version":[{"id":68,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/posts\/51\/revisions\/68"}],"wp:attachment":[{"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/media?parent=51"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/categories?post=51"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alpha-insure.com\/blog\/wp-json\/wp\/v2\/tags?post=51"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}