Approximately 38 million home-based businesses operate in the US, with about 40 percent having just one employee. Many of these individuals rent their homes. These solo businesses might be a side gig, such as selling cosmetics or hand-crafted items, or a full-time enterprise, such as creating paintings and sculptures or repairing small motors. Whether you have inventory or are a professional who sees clients in your home, it’s incorrect to assume that your renter’s insurance policy will cover all your business-related insurance needs.<\/p>\n
Generally, renter’s insurance covers your personal possessions, such as your television set, clothes, and furniture. Such policies do not cover the building in which you live. That’s the responsibility of your landlord. That’s why renters’ insurance is usually much less expensive than homeowner’s insurance.<\/p>\n
However, if you have a home-based business in your San Antonio, TX apartment, rental home, or rental condo unit, your standard renter’s insurance policy won’t cover your business inventory or the items that belong to others that you may have in your possession to repair. Nor will it include any liability protection if one of your clients trips on an extension cord in your office and breaks his ankle. For these scenarios, you need to purchase commercial insurance or maybe umbrella insurance, depending on the size and scope of your business.<\/p>\n
To learn more about coverage for the business you operate from your rental home, contact AlphaSure Affordable Insurance Services. We’ve been helping San Antonio, TX residents with their insurance needs for over 20 years.<\/p>\n","protected":false},"excerpt":{"rendered":"
Approximately 38 million home-based businesses operate in the US, with about 40 percent having just one employee. Many of these individuals rent their homes. These solo businesses might be a side gig, such as selling cosmetics or hand-crafted items, or a full-time enterprise, such as creating paintings and sculptures or repairing small motors. Whether you […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[25,24],"class_list":["post-220","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-alphasure-affordable-insurance-services","tag-san-antonio-tx"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t